Nigeria - NPFLData current as of September 13, 2026

Bendel Insurance vs Katsina United: match statistics

Bendel Insurance vs Katsina United: form, goals and key statistics

Game details

Bendel Insurance played against Katsina United in NPFL (Nigeria). The game was played on May 3, 2026. Final score: 0:0.

Recent form

Bendel Insurance has 2 wins, 2 draws and 1 loss over its last five games, averaging 1.60 points per game. Katsina United has 3 wins, 1 draw and 1 loss, with 2.00 points per game.

Scoring records

Bendel Insurance scores 1.17 goals per game and allows 1.00. Katsina United scores 0.82 and allows 0.88. Games in this league average 1.96 goals.

BTTS and goal totals

Both teams score in 43% of Bendel Insurance's games and 29% of Katsina United's. The Over 2.5 rates are 34% and 18%, compared with league averages of 38% for BTTS and 32% for Over 2.5.

xG and shots

Bendel Insurance has the higher season xG average, 1.53 to 1.08 per game. Bendel Insurance takes 7.4 shots per game, while Katsina United takes 2.6.

First-half and second-half trends

Bendel Insurance leads at halftime in 26% of its games and scores 0.49 goals per game after halftime. Katsina United leads at halftime in 24% and scores 0.41 after halftime.

When the teams score

Bendel Insurance's most productive scoring window is minutes 0-15 (9 goals). For Katsina United, it is minutes 31-45+ (7 goals). These are past scoring patterns, not predicted goal times.

League scoring profile

NPFL games average 1.96 goals. Both teams score in 38% of games, and 32% finish with at least three goals.

Head-to-head record

Before this game, one previous meeting was available. The record was 1 home win, 0 draws and 0 away wins. Those games averaged 1.00 goals, with both teams scoring in 0% of them.

Archived pre-match analysis

This analysis was prepared before kick-off. The conclusions use only information available before the match and do not include the final result or post-match statistics.

General match analysis

Bendel Insurance holds a clear advantage in home metrics: at home they average 1.59 goals per game, 12.85 shots (5 on target) and 55% possession, whereas Katsina United away register only 0.38 goals, 7.75 shots and 40% possession. Quality of chances also favors the hosts — average xG for Bendel is 1.77 per home match versus 0.96 xG for the visitors on the road, and conversion rate is 10% compared to 6% for Katsina. Defensively Bendel concedes only 0.71 goals on average at home and keep clean sheets in 47% of matches, while the visitors concede 1.19 goals away and have just 19% clean sheets. Recent form over the last 5 matches shows Bendel with 2 wins, 2 draws and 1 loss (PPG 1.6), and Katsina with 3 wins and 2 losses (PPG 2), however the high percentage of shutouts for the visitors on the road (FTS 69%) significantly limits their chances. Based on this I predict a home win; I assess probabilities at roughly 65% for Bendel, 20% for a draw and 15% for Katsina.

View the statistical overview
BTTS - will both teams score?

Seasonal statistics indicate a low probability of BTTS - Yes: Bendel averages 1.22 goals scored and concedes 0.61 per match, while Katsina scores only 0.38 and concedes 1.19. Additionally, Bendel has kept a clean sheet in 56% of home matches, and the season BTTS rate is only 33% for the home side and 25% for the away side, both below the league BTTS level of 38%. From a chance-quality perspective Bendel records xG 1.27, 3.33 shots on target and a 15% conversion rate, whereas Katsina posts 0.96 xG, 2.5 shots on target and only a 6% conversion, indicating poor away finishing. The league also features 75% of matches with a clean sheet and low over 2.5 rates (22% and 13%), so a scenario where only one team (the hosts) scores is more likely. I estimate BTTS 'No' at 70% and 'Yes' at 30%, selecting 'No' as the best pick given Bendel's 56% clean sheets and Katsina's mere 0.38 average goals.

View BTTS statistics
Over/Under - goals analysis

Based on seasonal metrics and xG, I calculate expected goals of 1.23 for Bendel and 0.65 for Katsina, totaling 1.88 goals. Bendel scores 1.22 goals on average at home with an xG of 1.27, while Katsina scores only 0.38 on the road with xG 0.96; additionally Bendel keeps a clean sheet in 56% of home matches. Seasonal distributions show a low share of matches over 2.5 goals: 22% for Bendel and 13% for Katsina (i.e. under 2.5 in 78% and 87% of their games), and Katsina has only a 6% shot conversion rate, which limits goal potential. A Poisson model at a combined expected 1.88 goals yields ~56% for over 1.5, ~29% for over 2.5 and ~12% for over 3.5. Therefore I recommend under 2.5 as the strongest signal (approx. 71% per Poisson, additionally supported by seasonal 78–87%).

View Over/Under statistics
HT/FT - half-time and full-time scenario

At half-time the match is most often level: Bendel led at the break in 6 of 18 home games (33%), while the score was tied in 12 of 18 (67%). The hosts were never trailing at half-time (trailingAtHT_home 0%), so a scenario in which Katsina leads at the break is unlikely. After the interval Bendel average 0.72 goals, whereas Katsina score only 0.06 in second halves, indicating the home side frequently breaks the deadlock. Over the season Bendel win 61% of matches versus 13% for Katsina, and average xG is 1.27 versus 0.96 in favor of the hosts, confirming their advantage in the final result. For these reasons the strongest HT/FT signal is a draw at half-time with Bendel winning after 90 minutes (X/1).

View first-half and second-half statistics

Stats by half

0 : 0
First half
1 : 0
Second half

Game stats

-1Possession (%)-1
Bendel InsuranceKatsina United
-1Shots-1
Bendel InsuranceKatsina United
-1Shots on target-1
Bendel InsuranceKatsina United
0xG0
Bendel InsuranceKatsina United
-1Corners-1
Bendel InsuranceKatsina United
0Dangerous attacks0
Bendel InsuranceKatsina United
-1Fouls-1
Bendel InsuranceKatsina United
0Cards2
Bendel InsuranceKatsina United

Pre-game profilewhat do the season numbers say?

This team profile combines season stats and recent form. In-game statistics appear after the final whistle.

Bendel InsuranceKatsina United
1.17Goals scored / game0.82
Bendel InsuranceKatsina United
1Goals allowed / game0.88
Bendel InsuranceKatsina United
34%Average possession18%
Bendel InsuranceKatsina United
2.57Shots on target / game0.59
Bendel InsuranceKatsina United

Team statswho is more efficient?

Compare both teams' attacking and defensive records this season.

7.43Shots per game2.59
Bendel InsuranceKatsina United
2.57Shots on target0.59
Bendel InsuranceKatsina United
15.8%Shot conversion31.8%
Bendel InsuranceKatsina United
34%Possession18%
Bendel InsuranceKatsina United
1.53xG for1.08
Bendel InsuranceKatsina United
1.31xG against1.63
Bendel InsuranceKatsina United

Shooting quality

Bendel Insurance: Counter-attackingKatsina United: Counter-attacking
Bendel InsuranceKatsina United
Accuracy (shots on target)35%23%
Chance quality (xG per shot)0.210.42
Finishing (goals per shot on target)0.461.39

xG per shot around 0.08 usually means long-range attempts; 0.15+ usually means box chances. The style label comes from possession, shot volume and conversion.

* xG (expected goals) says how many goals a team should score from its chances. If actual goals are above xG, finishing is above average; if below xG, chances are being missed.

Team formwho is in better shape?

Last five games and season record, overall, at home and away.

Katsina United is 25% better for: last-5 form.

1.6 pts / game - Bendel Insurance · 2 pts / game - Katsina United

Bendel Insurance
DDLWW
Season result split
37% W37% D26% L
Season (W-D-L)
13-13-9
1.49 pts / game · goal difference +6
Last 5 (W-D-L)
2-2-1
1.60 pts / game
Record at home (W-D-L)
9-7-1
Last 5 at home
4-1-0
WWWDW
Last 5 games - averages
Goals scored: 1.0Goals conceded: 1.4xG: 1.44Opponent xG: 1.48BTTS: 40%Over 2.5: 60%
Katsina United
WDWLW
Season result split
38% W26% D35% L
Season (W-D-L)
13-9-12
1.41 pts / game · goal difference -2
Last 5 (W-D-L)
3-1-1
2.00 pts / game
Record away (W-D-L)
2-5-9
Last 5 away
0-2-3
LLDDL
Last 5 games - averages
Goals scored: 1.0Goals conceded: 1.0xG: 0.00Opponent xG: 0.00BTTS: 20%Over 2.5: 40%

Goalshow do both teams score and concede?

How many goals both teams score and concede, plus how often they keep a clean sheet or fail to score.

Bendel Insurance is 43% better for: goals scored per game.

1.17 goals / game - Bendel Insurance · 0.82 goals / game - Katsina United

Katsina United is 14% better for: goals allowed per game.

1 goals / game - Bendel Insurance · 0.88 goals / game - Katsina United

Bendel Insurance scoring profile: strong

Bendel Insurance scores in 66% of games (23 of 35 meczów), while Katsina United keeps a clean sheet in 38% (13 of 34 meczów).

Katsina United scoring profile: mixed

Katsina United scores in 56% of games (19 of 34 meczów), while Bendel Insurance keeps a clean sheet in 37% (13 of 35 meczów).

41Goals scored (season)28
Bendel InsuranceKatsina United
35Goals conceded (season)30
Bendel InsuranceKatsina United
2.17Average goals per game1.71
Bendel InsuranceKatsina United
5Goals scored (last 5)5
Bendel InsuranceKatsina United
7Goals conceded (last 5)5
Bendel InsuranceKatsina United

How often they score at least...

66%1 goal56%
Bendel InsuranceKatsina United
34%2 goals18%
Bendel InsuranceKatsina United
14%3 goals9%
Bendel InsuranceKatsina United
3%4 goals0%
Bendel InsuranceKatsina United

How often they concede at least...

63%1 goal62%
Bendel InsuranceKatsina United
26%2 goals24%
Bendel InsuranceKatsina United
9%3 goals3%
Bendel InsuranceKatsina United
3%4 goals0%
Bendel InsuranceKatsina United

* Statistics include both teams' home and away games this season.

Both teams scored (BTTS)how often do both teams score?

How often games involving these teams produce goals at both ends, compared with the league average.

43%
Bendel Insurance - BTTSBTTS - percentage of matches where both teams scored.15 of 35 meczów
38%
League average

Goal patterns

26%BTTS at half-time18%
Bendel InsuranceKatsina United
9%BTTS in both halves3%
Bendel InsuranceKatsina United
23%Scored in both halves12%
Bendel InsuranceKatsina United

BTTS and goal count

26%Min. 3 goals and BTTS15%
Bendel InsuranceKatsina United
9%Min. 3 goals without BTTS3%
Bendel InsuranceKatsina United
40%BTTS - last 520%
Bendel InsuranceKatsina United

Goal count (Over/Under)how often do these games cross the goal lines?

See how often games involving these teams clear each goal line, for the full game and each half.

1st half

57%Min. 1 goal before half-time47%
Bendel InsuranceKatsina United
40%Min. 2 goals before half-time21%
Bendel InsuranceKatsina United
9%Min. 3 goals before half-time3%
Bendel InsuranceKatsina United

2nd half

66%Min. 1 goal after half-time71%
Bendel InsuranceKatsina United
31%Min. 2 goals after half-time24%
Bendel InsuranceKatsina United
9%Min. 3 goals after half-time3%
Bendel InsuranceKatsina United

Game halveswhen do the teams score more often?

How teams split performance between first and second half: goals, points, clean sheets and half-time state.

Bendel Insurance - half-time state
26% leading63% draw11% trailing
Katsina United - half-time state
24% leading68% draw9% trailing

Before half-time (1st half)

1.4Points per game (1st half)1.38
Bendel InsuranceKatsina United
0.69Goals scored (1st half)0.41
Bendel InsuranceKatsina United
0.4Goals conceded (1st half)0.29
Bendel InsuranceKatsina United
1.09Average goals (1st half)0.71
Bendel InsuranceKatsina United
66%Clean sheet before half-time74%
Bendel InsuranceKatsina United
51%No goal before half-time62%
Bendel InsuranceKatsina United

After half-time (2nd half)

1.2Points per game (2nd half)1
Bendel InsuranceKatsina United
0.49Goals scored (2nd half)0.41
Bendel InsuranceKatsina United
0.6Goals conceded (2nd half)0.59
Bendel InsuranceKatsina United
1.09Average goals (2nd half)1
Bendel InsuranceKatsina United
57%Clean sheet after half-time50%
Bendel InsuranceKatsina United
60%No goal after half-time71%
Bendel InsuranceKatsina United

Bendel Insurance - second-half results

26% W43% D31% L
49
Half-time points
24
Half-time goals
+10
Goal difference (1st half)
42
Second-half points
-4
Goal difference (2nd half)
1.40
PPG before half-time
Lead holding142%

Leads at halftime in 26% of games and wins 37%. Also wins some games without leading at halftime.

Defense after halftime+0.2

Allows 0.2 more goals per game after halftime, a sign that the defense becomes less effective later in games.

Katsina United - second-half results

21% W38% D41% L
47
Half-time points
14
Half-time goals
+4
Goal difference (1st half)
34
Second-half points
-6
Goal difference (2nd half)
1.38
PPG before half-time
Lead holding158%

Leads at halftime in 24% of games and wins 38%. Also wins some games without leading at halftime.

Defense after halftime+0.3

Allows 0.3 more goals per game after halftime, a sign that the defense becomes less effective later in games.

Bendel Insurance - last 5 games by half
1st half2nd half
Points per game0.801.60
Goals scored / game0.40.6
Goals allowed / game0.80.6
Average goals per game1.21.2
1 goal60%80%
2 goals60%40%
3 goals0%0%
Clean sheet40%60%
No goal60%40%
Goal difference-20
Half-time: 0% leading - 80% draw - 20% trailing
2nd half: 40% won - 40% draw - 20% lost
BTTS at half-time (last 5): 40% - Half-time goals total: 2
Katsina United - last 5 games by half
1st half2nd half
Points per game1.201.60
Goals scored / game0.40.6
Goals allowed / game0.60.4
Average goals per game1.01.0
1 goal40%80%
2 goals40%20%
3 goals20%0%
Clean sheet60%60%
No goal80%40%
Goal difference-1+1
Half-time: 20% leading - 60% draw - 20% trailing
2nd half: 40% won - 40% draw - 20% lost
BTTS at half-time (last 5): 20% - Half-time goals total: 2

* Table colors show frequency: green is common, yellow is moderate and red is rare. They are not team ratings.

Goals by minutewhen do goals arrive?

The parts of a game in which both teams score and allow the most goals.

Bendel Insurance
ScoredConceded
9
2
0-15
9
3
16-30
6
9
31-45
8
6
46-60
3
6
61-75
6
9
76-90

Most dangerous in minutes 0-15 (9 goals). Concedes most in 31-45 (9). Late-goal balance (76-90): -3 - late phases are a weakness.

Katsina United
ScoredConceded
3
3
0-15
4
3
16-30
7
4
31-45
6
4
46-60
2
11
61-75
6
5
76-90

Most dangerous in minutes 31-45 (7 goals). Concedes most in 61-75 (11). Late-goal balance (76-90): +1 - wins late phases.

* Buckets 31-45 and 76-90 include added-time goals.

Additional team indicatorswhat do xG, efficiency and form show?

A comparison of chance quality, results and trends from completed games this season.

Game profile

1.93
Estimated goals
attack vs. opponent defense
1.0 : 0.9
Estimated goal split
home : away
99%
Pace vs league
100% = league average
36%
Both teams scored (BTTS)
average from both teams' seasons
-48%
Derby effect
H2H goals vs typical matches
37%
BTTS estimate
from both teams' scoring frequency
15%
0:0 risk
about 1 in 7 matches
0-1
Most common goal range
attack vs. defense for both teams

Bendel Insurance

Net xG balance
Difference between the quality of chances created and allowed per match.
+0.22
Results compared with xG
Difference between the actual goal balance and the balance suggested by xG.
-0.05
Points compared with goal balance
Comparison between collected points and the points implied by the team's goal balance.
-8.7 pts
Finishing efficiency
Does the team convert chances? Positive means it scores more than the quality of chances suggests.
-0.36
Defensive efficiency
Does the defense or goalkeeper outperform the chances allowed? A positive value means the team allows fewer goals than its xGA suggests.
+0.31
Attack vs league
How much the team scores compared with the league average for this role. 120% means 20% above average.
84%
Defense vs. league
Goals allowed compared with the league average. An 80% score means 20% fewer goals allowed.
179%
Form trend
Compares points from the last five games with the full-season average.
+0.11
Stronger second half?
How many more goals the team scores after half-time than before it.
-0.2
Late goals
15% of this team's goals come in minutes 76-90. For comparison, 22% come in the first quarter-hour.
15%

Katsina United

Net xG balance
Difference between the quality of chances created and allowed per match.
-0.55
Results compared with xG
Difference between the actual goal balance and the balance suggested by xG.
+0.49
Points compared with goal balance
Comparison between collected points and the points implied by the team's goal balance.
+0.5 pts
Finishing efficiency
Does the team convert chances? Positive means it scores more than the quality of chances suggests.
-0.26
Defensive efficiency
Does the defense or goalkeeper outperform the chances allowed? A positive value means the team allows fewer goals than its xGA suggests.
+0.75
Attack vs league
How much the team scores compared with the league average for this role. 120% means 20% above average.
146%
Defense vs. league
Goals allowed compared with the league average. An 80% score means 20% fewer goals allowed.
63%
Form trend
Compares points from the last five games with the full-season average.
+0.59
Stronger second half?
How many more goals the team scores after half-time than before it.
0.0
Late goals
21% of this team's goals come in minutes 76-90. For comparison, 11% come in the first quarter-hour.
21%

* The estimated goal total and split, BTTS estimate, 0:0 risk and goal range use public season averages and frequencies for both teams. This is a statistical game profile, not a private model prediction or betting pick. The remaining indicators describe completed games from the season.

League contextis this a high-scoring league?

How both teams compare with league-wide averages (NPFL).

Teams vs league

Bendel InsuranceLigaKatsina United
Average goals per game 2.171.96 1.71
Both teams scored 43%38% 29%
Min. 3 goals (Over 2.5) 34%32% 18%
Clean sheets 37%37% 38%
Goal before half-time 57%60% 47%
Goal after half-time 66%63% 71%

^ green = above league average, ˇ red = below league average. This shows direction of the gap, not a team rating.

1.96
Average goals per game
38%
Both teams scored
32%
Min. 3 goals (Over 2.5)
37%
Clean sheets
1.40
Home goals / game
0.56
Away goals / game
+150%
Home attack advantage
+60%
Home defensive advantage
+51%
Total home advantage
Goals in 1st half (whole league)
60%
1 goal
26%
2 goals
6%
3 goals
2%
4 goals
Goals in 2nd half (whole league)
63%
1 goal
28%
2 goals
8%
3 goals
2%
4 goals

Lineups and player events

Verified starters, substitutes and recorded player events for this match.

Match timeline

Goals, cards and substitutions arranged in chronological order.

  1. Katsina UnitedRed cardUche Collins
  2. Bendel InsuranceGoalAlex Oweilayefa

Head-to-head

Record from Bendel Insurance's perspective: 1 win, 0 draws and 0 losses against Katsina United. Games average 1.00 goals, and both teams scored in 0% of them.

FAQ

What was the result of Bendel Insurance vs Katsina United?

The NPFL match finished Bendel Insurance 0:0 Katsina United. Full match statistics, the half-by-half breakdown and head-to-head are on this page.

What do the goal statistics show before Bendel Insurance vs Katsina United?

Bendel Insurance score 1.17 goals per game on average and Katsina United 0.82. The NPFL average is 1.96 goals, with Over 2.5 landing in 32% of games. Both teams score in 43% of Bendel Insurance's matches and 29% of Katsina United's.

What form are Bendel Insurance and Katsina United in?

Over the last 5 games Bendel Insurance have a 2-2-1 record (1.60 points per game) and Katsina United 3-1-1 (2.00 points per game).

Where can I find a betting tip and analysis for Bendel Insurance vs Katsina United?

This page shows the full statistical context — form, head-to-head, goals, BTTS and Over/Under. The tip, value assessment and full reasoning are in the NoFluffPicks app.