Nigeria - NPFLData current as of 23 July 2026

Kwara United vs Bendel Insurance: match statistics

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Kwara United vs Bendel Insurance: form, goals and key statistics

Key match information

Kwara United play Bendel Insurance in NPFL (Nigeria). The match date is 14 January 2026 at 16:00.

Current form

Kwara United: 2-2-1, 1.60 points/match. Bendel Insurance: 3-1-1, 2.00 points/match.

Goal statistics

Kwara United scores 0.92 and concedes 0.95 goals per match. Bendel Insurance scores 1.16 and concedes 1.00. League average: 2.02 goals.

BTTS / Over / Under

BTTS: Kwara United 34%, Bendel Insurance 45%. Over 2.5: Kwara United 29%, Bendel Insurance 34%. League level: BTTS 38%, Over 2.5 34%.

xG, shots and style

Bendel Insurance has higher xG: 1.50 vs 0.99. Kwara United: 3.6 shots per match, Bendel Insurance: 6.9.

Match halves

Kwara United: half-time lead 29%, second-half goals 0.34. Bendel Insurance: half-time lead 24%, second-half goals 0.50.

Goals by minute

Kwara United: 31-45+ (10 goals). Bendel Insurance: 0-15 (9 goals). This is historical distribution, not a predicted goal minute.

League context

NPFL: 2.02 goals per match, BTTS 38%, Over 2.5 34%.

Head-to-head

1 H2H matches: 0-0-1. Average goals 2.00, BTTS 0%.

Before the match

1X2 odds

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Pre-match profilewhat do the season numbers say?

This is a team profile based on season data and form. Match-flow statistics are shown only after the fixture is played.

Kwara UnitedBendel Insurance
0.92Goals scored / match1.16
Kwara UnitedBendel Insurance
0.95Goals conceded / match1
Kwara UnitedBendel Insurance
25%Average possession33%
Kwara UnitedBendel Insurance
0.92Shots on target / match2.39
Kwara UnitedBendel Insurance

Team statswho is more efficient?

Attack and defence comparison for both teams in the current season.

3.61Shots per match6.89
Kwara UnitedBendel Insurance
0.92Shots on target2.39
Kwara UnitedBendel Insurance
25.5%Shot conversion16.8%
Kwara UnitedBendel Insurance
25%Possession33%
Kwara UnitedBendel Insurance
0.99xG for1.5
Kwara UnitedBendel Insurance
1.4xG against1.32
Kwara UnitedBendel Insurance

Shooting quality

Kwara United: Counter-attackingBendel Insurance: Counter-attacking
Kwara UnitedBendel Insurance
Accuracy (shots on target)25%35%
Chance quality (xG per shot)0.270.22
Finishing (goals per shot on target)1.000.49

xG per shot around 0.08 usually means long-range attempts; 0.15+ usually means box chances. The style label comes from possession, shot volume and conversion.

* xG (expected goals) says how many goals a team should score from its chances. If actual goals are above xG, finishing is above average; if below xG, chances are being missed.

Team formwho is in better shape?

Last five matches and season record, overall and split by home and away matches.

Bendel Insurance is 25% better for: last-5 form.

1.6 pts / match - Kwara United · 2 pts / match - Bendel Insurance

Kwara United
DWDWL
Season result split
34% W29% R37% P
Season (W-D-L)
13-11-14
1.32 pts / match · goal difference -1
Last 5 (W-D-L)
2-2-1
1.60 pts / match
Record at home (W-D-L)
12-5-2
Last 5 at home
4-1-0
DWWWW
Last 5 matches - averages
Goals scored: 1.2Goals conceded: 1.4xG: 0.49Opponent xG: 1.97BTTS: 40%Over 2.5: 60%
Bendel Insurance
WWWLD
Season result split
37% W37% R26% P
Season (W-D-L)
14-14-10
1.47 pts / match · goal difference +6
Last 5 (W-D-L)
3-1-1
2.00 pts / match
Record away (W-D-L)
4-6-9
Last 5 away
1-1-3
LDLWL
Last 5 matches - averages
Goals scored: 1.2Goals conceded: 0.8xG: 0.70Opponent xG: 1.65BTTS: 60%Over 2.5: 40%

Goalshow do both teams score and concede?

How many goals both teams score and concede, plus how often they keep a clean sheet or fail to score.

Bendel Insurance is 26% better for: goals scored per match.

0.92 goals / match - Kwara United · 1.16 goals / match - Bendel Insurance

Kwara United is 5% better for: goals conceded per match.

0.95 goals / match - Kwara United · 1 goals / match - Bendel Insurance

Kwara United scoring profile: mixed

Kwara United scores in 55% of matches (21 of 38 matches), while Bendel Insurance keeps a clean sheet in 37% (14 of 38 matches).

Bendel Insurance scoring profile: strong

Bendel Insurance scores in 68% of matches (26 of 38 matches), while Kwara United keeps a clean sheet in 37% (14 of 38 matches).

35Goals scored (season)44
Kwara UnitedBendel Insurance
36Goals conceded (season)38
Kwara UnitedBendel Insurance
1.87Average goals in match2.16
Kwara UnitedBendel Insurance
6Goals scored (last 5)6
Kwara UnitedBendel Insurance
7Goals conceded (last 5)4
Kwara UnitedBendel Insurance

How often they score at least...

55%1 goal68%
Kwara UnitedBendel Insurance
32%2 goals32%
Kwara UnitedBendel Insurance
5%3 goals13%
Kwara UnitedBendel Insurance
0%4 goals3%
Kwara UnitedBendel Insurance

How often they concede at least...

63%1 goal63%
Kwara UnitedBendel Insurance
18%2 goals26%
Kwara UnitedBendel Insurance
11%3 goals8%
Kwara UnitedBendel Insurance
3%4 goals3%
Kwara UnitedBendel Insurance

* Statistics include both teams' home and away matches in the current season.

Both teams scored (BTTS)how often do both teams score?

How often both teams' matches have goals on both sides, compared with the league average.

45%
Bendel Insurance - BTTSBTTS - percentage of matches where both teams scored.17 of 38 matches
38%
League average

Goal patterns

18%BTTS at half-time26%
Kwara UnitedBendel Insurance
5%BTTS in both halves8%
Kwara UnitedBendel Insurance
21%Scored in both halves21%
Kwara UnitedBendel Insurance

BTTS and goal count

24%Min. 3 goals and BTTS26%
Kwara UnitedBendel Insurance
5%Min. 3 goals without BTTS8%
Kwara UnitedBendel Insurance
40%BTTS - last 560%
Kwara UnitedBendel Insurance

Goal count (Over/Under)how often do these matches cross the goal lines?

How often matches involving these teams clear goal thresholds, in the full match and in each half.

1st half

66%Min. 1 goal before half-time58%
Kwara UnitedBendel Insurance
32%Min. 2 goals before half-time39%
Kwara UnitedBendel Insurance
3%Min. 3 goals before half-time8%
Kwara UnitedBendel Insurance

2nd half

55%Min. 1 goal after half-time68%
Kwara UnitedBendel Insurance
24%Min. 2 goals after half-time29%
Kwara UnitedBendel Insurance
5%Min. 3 goals after half-time8%
Kwara UnitedBendel Insurance

Match halveswhen do the teams score more often?

How teams split performance between first and second half: goals, points, clean sheets and half-time state.

Kwara United - half-time state
29% leading50% draw21% trailing
Bendel Insurance - half-time state
24% leading63% draw13% trailing

Before half-time (1st half)

1.37Points per match (1st half)1.34
Kwara UnitedBendel Insurance
0.58Goals scored (1st half)0.66
Kwara UnitedBendel Insurance
0.42Goals conceded (1st half)0.42
Kwara UnitedBendel Insurance
1Average goals (1st half)1.08
Kwara UnitedBendel Insurance
63%Clean sheet before half-time63%
Kwara UnitedBendel Insurance
53%No goal before half-time53%
Kwara UnitedBendel Insurance

After half-time (2nd half)

1.11Points per match (2nd half)1.26
Kwara UnitedBendel Insurance
0.34Goals scored (2nd half)0.5
Kwara UnitedBendel Insurance
0.53Goals conceded (2nd half)0.58
Kwara UnitedBendel Insurance
0.87Average goals (2nd half)1.08
Kwara UnitedBendel Insurance
61%Clean sheet after half-time58%
Kwara UnitedBendel Insurance
71%No goal after half-time58%
Kwara UnitedBendel Insurance

Kwara United - second-half results

18% W55% R26% P
52
Half-time points
22
Half-time goals
+6
Goal difference (1st half)
42
Second-half points
-7
Goal difference (2nd half)
1.37
PPG before half-time
Lead holding117%

Leads at half-time in 29% of matches and wins 34%. Also wins matches without a half-time lead.

Defence after half-time+0.1

Concedes 0.1 more goals per match after half-time - defensive level drops in the second half.

Bendel Insurance - second-half results

29% W39% R32% P
51
Half-time points
25
Half-time goals
+9
Goal difference (1st half)
48
Second-half points
-3
Goal difference (2nd half)
1.34
PPG before half-time
Lead holding154%

Leads at half-time in 24% of matches and wins 37%. Also wins matches without a half-time lead.

Defence after half-time+0.2

Concedes 0.2 more goals per match after half-time - defensive level drops in the second half.

Kwara United - last 5 matches by half
1st half2nd half
Points per match1.800.60
Goals scored / match1.00.2
Goals conceded / match0.21.2
Average goals in match1.21.4
1 goal60%60%
2 goals60%40%
3 goals0%20%
Clean sheet80%40%
No goal40%80%
Goal difference+4-5
Half-time: 40% leading - 60% draw - 0% trailing
2nd half: 0% won - 60% draw - 40% lost
BTTS at half-time (last 5): 20% - Half-time goals total: 5
Bendel Insurance - last 5 matches by half
1st half2nd half
Points per match0.802.40
Goals scored / match0.40.8
Goals conceded / match0.60.2
Average goals in match1.01.0
1 goal60%100%
2 goals40%0%
3 goals0%0%
Clean sheet40%80%
No goal60%20%
Goal difference-1+3
Half-time: 0% leading - 80% draw - 20% trailing
2nd half: 80% won - 0% draw - 20% lost
BTTS at half-time (last 5): 40% - Half-time goals total: 2

* Colours in tables show event frequency: green is common, yellow is moderate, red is rare. It is frequency, not a team rating.

Goals by minutewhen do goals arrive?

Match phases in which both teams most often score and concede.

Kwara United
ScoredConceded
6
2
0-15
6
9
16-30
10
5
31-45
3
6
46-60
3
7
61-75
7
7
76-90

Most dangerous in minutes 31-45 (10 goli). Concedes most in 16-30 (9). Late-goal balance (76-90): 0.

Bendel Insurance
ScoredConceded
9
3
0-15
9
3
16-30
7
10
31-45
8
6
46-60
3
7
61-75
8
9
76-90

Most dangerous in minutes 0-15 (9 goli). Concedes most in 31-45 (10). Late-goal balance (76-90): -1 - late phases are a weakness.

* Buckets 31-45 and 76-90 include added-time goals.

Additional team indicatorswhat do xG, efficiency and form show?

A comparison of chance quality, results and trends based on completed matches from the current season.

Match profile

2.01
Estimated goals
attack vs opponent defence
1.0 : 1.1
Estimated goal split
home : away
100%
Pace vs league
100% = league average
40%
Both teams scored (BTTS)
average from both teams' seasons
-1%
Derby effect
H2H goals vs typical matches
37%
BTTS estimate
from both teams' scoring frequency
14%
0:0 risk
about 1 in 7 matches
0-1
Most common goal range
attack vs defence on both sides

Kwara United

Net xG balance
Difference between the quality of chances created and allowed per match.
-0.41
Results compared with xG
Difference between the actual goal balance and the balance suggested by xG.
+0.38
Points compared with goal balance
Comparison between collected points and the points implied by the team's goal balance.
-5.4 pts
Finishing efficiency
Does the team convert chances? Positive means it scores more than the quality of chances suggests.
-0.07
Defensive efficiency
Does the defence or goalkeeper save the team? Positive means it concedes less than the chances allowed suggest.
+0.45
Attack vs league
How much the team scores compared with the league average for this role. 120% means 20% above average.
64%
Defence vs league
How much the team concedes compared with the league average. 80% means 20% fewer goals conceded.
164%
Form trend
Compares points from the last 5 matches with the whole-season average.
+0.28
Stronger second half?
How many more goals the team scores after half-time than before it.
-0.2
Late goals
20% of this team's goals come in minutes 76-90. For comparison, 17% come in the first quarter-hour.
20%

Bendel Insurance

Net xG balance
Difference between the quality of chances created and allowed per match.
+0.18
Results compared with xG
Difference between the actual goal balance and the balance suggested by xG.
-0.02
Points compared with goal balance
Comparison between collected points and the points implied by the team's goal balance.
-9.3 pts
Finishing efficiency
Does the team convert chances? Positive means it scores more than the quality of chances suggests.
-0.34
Defensive efficiency
Does the defence or goalkeeper save the team? Positive means it concedes less than the chances allowed suggest.
+0.32
Attack vs league
How much the team scores compared with the league average for this role. 120% means 20% above average.
200%
Defence vs league
How much the team concedes compared with the league average. 80% means 20% fewer goals conceded.
69%
Form trend
Compares points from the last 5 matches with the whole-season average.
+0.53
Stronger second half?
How many more goals the team scores after half-time than before it.
-0.2
Late goals
18% of this team's goals come in minutes 76-90. For comparison, 20% come in the first quarter-hour.
18%

* The estimated goal total and split, BTTS estimate, 0:0 risk and goal range are calculated from public season averages and frequencies for both teams. This is a statistical match profile, not a private model prediction or betting pick. The remaining indicators describe completed matches from the season.

League contextis this a high-scoring league?

How both teams compare with league-wide averages (NPFL).

Teams vs league

Kwara UnitedLigaBendel Insurance
Average goals in match 1.872.02 2.16
Both teams scored 34%38% 45%
Min. 3 goals (Over 2.5) 29%34% 34%
Clean sheets 37%37% 37%
Goal before half-time 66%61% 58%
Goal after half-time 55%64% 68%

^ green = above league average, ˇ red = below league average. This shows direction of the gap, not a team rating.

2.02
Average goals per match
38%
Both teams scored
34%
Min. 3 goals (Over 2.5)
37%
Clean sheets
1.44
Home goals / match
0.58
Away goals / match
+148%
Home attack advantage
+60%
Home defence advantage
+52%
Total home advantage
Goals in 1st half (whole league)
61%
1 goal
27%
2 goals
7%
3 goals
2%
4 goals
Goals in 2nd half (whole league)
64%
1 goal
29%
2 goals
8%
3 goals
2%
4 goals

Head-to-head

Previous meeting: Kwara United 0 - 0 - 1 Bendel Insurance. Average goals 2.00, both teams scored in 0% matches.

FAQ

When do Kwara United and Bendel Insurance play?

Kwara United face Bendel Insurance on 14 January 2026 in NPFL. The exact kick-off time in your timezone is shown at the top of the match page.

What do the goal statistics show before Kwara United vs Bendel Insurance?

Kwara United score 0.92 goals per game on average and Bendel Insurance 1.16. The NPFL average is 2.02 goals, with Over 2.5 landing in 34% of games. Both teams score in 34% of Kwara United's matches and 45% of Bendel Insurance's.

What form are Kwara United and Bendel Insurance in?

Over the last 5 games Kwara United have a 2-2-1 record (1.60 points per game) and Bendel Insurance 3-1-1 (2.00 points per game).

Where can I find a betting tip and analysis for Kwara United vs Bendel Insurance?

Here you can check the pre-match numbers for Kwara United vs Bendel Insurance: form, H2H, goals and Over/Under. The pick itself, value and reasoning are published in the NoFluffPicks app.